2025 Annual Enrollment
Opens Oct. 21 and ends Nov. 5 at midnight Pacific time
Annual Enrollment is your opportunity to enroll in benefits or make changes to your benefits coverage for 2025. Please explore the resources below as you prepare to enroll, re-enroll or waive coverage.
Annual Enrollment Info Sessions
Info sessions will be offered prior to Annual Enrollment to help you make informed choices about your benefits. Topics include:
- Universal Life Insurance with Long-Term Care Benefit (new benefit for 2025)
- GradFin (new benefit for 2025) and LegalEASE
- Dental plan enhancements and comparison of dental plan choices
- Annual Enrollment general information sessions
Tip Sheet
Download an Annual Enrollment tip sheet for step-by-step instructions on completing your enrollment.
New Benefits Available in 2025
Delta Dental Plan Enhancements: Delta Dental plans are improving with no additional cost to you. The Standard Plan will cover a larger portion of your dental expenses. If you need oral surgery, care for your gums or minor restorations, the plan will pay 80% (up from 75%) after you pay your deductible. For major services and tooth replacement, the plan will pay 50% (up from 45%) after you pay your deductible. If you select the Plus Plan, your annual maximum benefit will increase by $500 to $2,000 per person each year.
New Cancer Care Benefit: You and your covered dependents on a university medical plan will have access to Blue Cross of Idaho’s Cancer Care program, which offers comprehensive assistance to individuals after a cancer diagnosis. With support from oncology-trained nurses, the program guides you to educational resources in your community, helps with special pharmacy needs and provides emotional support.
Universal Life Insurance with Long-Term Care Benefit: This new voluntary benefit provides protection for unexpected events and to help with long-term care services.
GradFin: This new voluntary benefit offers expert guidance on managing student loan debt and federal loan forgiveness programs.
CredibleMind: You and your dependents now have access to CredibleMind, a new online platform offering mental health, emotional, psychological and social wellbeing resources. Visit uidaho.crediblemind.com to find thousands of vetted resources, including videos, podcasts, apps, online programs and articles. Available to all employees, even if you waive medical coverage.
Information and Resources
- The 2025 Benefits Guide offers a comprehensive overview of all your benefits.
- Use the 2025 At-A-Glance Charts to review and compare your benefit options:
- Review a summary of your per-pay cost for core benefits in 2025:
- Blue Cross of Idaho Medical Plans
- Rate increases vary from $2.17 - $25.72 per pay period depending on the plan and coverage level you choose
- Decrease in the Standard PPO Medical Plan annual prescription drug cost-share maximums
- Employee-only coverage: $4,625 ($250 decrease)
- Family coverage: $9,250 ($500 decrease)
- Willamette Dental
- Rate increases vary from $1.78 - $7.22 per pay period depending on the coverage level you choose
- Health Savings Account (HSA) contribution maximums (employee and U of I combined) will increase, per 2025 IRS limits
- Employee-only coverage: $4,300 ($150 increase)
- Family coverage: $8,550 ($250 increase)
- No rate increases for the following benefits: Delta Dental Standard or Plus plans, Vision plan, Disability and Life Insurance.
Have questions or need assistance with Annual Enrollment?
Drop by Human Resources during one of our open sessions to have a Benefit Specialist assist you with Annual Enrollment. Laptops will be available for you to use.
- Noon to 2 p.m. Friday, Oct. 25
- 10 a.m. to noon Tuesday, Oct. 29
- 2-4 p.m. Monday, Nov. 4
Human Resources is located at 415 West 6th Street in Moscow.
Enrollment Reminders
If you work full time and do not enroll during Annual Enrollment, most 2024 elections will roll over to 2025 at 2025 contribution rates. Your elections for contributions to a Health Savings Account (HSA), Health Care Flexible Spending Account (FSA) or Dependent Care Flexible Spending Account (DCFSA) will not roll over to 2025.
Waiving Coverage: If you’ll have medical and prescription drug coverage elsewhere for 2025 (for example, through a parent’s or spouse’s medical plan), you can waive university-sponsored coverage during Annual Enrollment. Proof of other coverage is required every year. After waiving coverage during Annual Enrollment, please upload proof of other coverage to MyUI > Employee Resources card > myBenefits > View/Upload Required Documentation by Jan. 31, 2025. If you don’t provide proof of other coverage, you’ll automatically be enrolled in Employee Only coverage under the High Deductible Health Plan. You will not be able to change coverage until you experience a qualified life event or until Annual Enrollment for 2026.
Spending Accounts: To contribute to an HSA, Health Care FSA or Dependent Care FSA in 2025, you must enroll during Annual Enrollment. Even if you have an account this year, your contribution elections will not roll over. Note that the contribution amount you enter during Annual Enrollment is your annual contribution, not the contribution per pay period. The myBenefits system will automatically adjust to reflect your per pay amount.
How To Enroll: To enroll, re-enroll, change or waive coverage, log in to MyUI > Employee Resources card > myBenefits. Complete Annual Enrollment and upload any required documentation noted when you finalize the event. Access a tip sheet for assistance in uploading the required documentation and a list of acceptable documentation.
If you work less than full-time, you must re-enroll in order to have coverage in 2025. The benefit elections you made in 2024 will not roll over.
Waiving Coverage: If you wish to waive coverage, proof of other coverage is not required. By default, you will be placed into waived coverage if you do not make a benefit election. You will not be able to add dependents or make coverage changes until the next Annual Enrollment or until you experience a qualifying event.
Spending Accounts: To contribute to an HSA, Health Care FSA or Dependent Care FSA in 2025, you must enroll during Annual Enrollment. Even if you have an account this year, your contribution elections will not roll over. Note that the contribution amount you enter during Annual Enrollment is your annual contribution, not the contribution per pay period. The myBenefits system will automatically adjust to reflect your per pay amount.
How To Enroll: To enroll, re-enroll, change or waive coverage, log in to MyUI > Employee Resources card > myBenefits. Complete Annual Enrollment and upload any required documentation noted when you finalize the event. Access a tip sheet for assistance in uploading the required documentation and a list of acceptable documentation.
If you are a temporary employee who is not eligible for the standard benefit plan but does meet the eligibility requirements for coverage under the Affordable Care Act (ACA), you may enroll in a university medical plan at full plan cost (not subsidized by the university). Under the ACA, only you and your eligible children can be covered; not your spouse or any other eligible adult.
Get additional information on eligibility and view the ACA Non Subsidized Employee Contributions
Please note that employees must be on a university medical plan at the time of retirement in order to transition to the University of Idaho Retiree Health Plan. If you anticipate retiring in 2025 and joining the Retiree Health Plan, you should enroll in university medical coverage for 2025.
Please contact benefits@uidaho.edu with questions.
If you and your spouse are both benefit-eligible university employees, you, your spouse and your eligible children cannot be double-covered. You and your spouse may each elect your own coverage or one of you may waive coverage to be on the other's plan.
To waive coverage, complete Annual Enrollment by logging in to MyUI > Employee Resources card > myBenefits and selecting waived coverage.
Once you have completed Annual Enrollment, email benefits@uidaho.edu your:
- Spouse's full name
- Spouse's Vandal ID
- Your Vandal ID
No other proof of other coverage documentation is needed.